We have a few policies that we request
be followed:

Credit Application and accompanying paper work must be filled out before opening an account, please allow two days for the account to be processed before your first delivery.


The state of Virginia requires us to have a sale and use tax certificate of exemption on file for each of our customers. Without this form, we are required by law to charge sales tax on all orders.


All phone, fax and online orders must be placed before 3:00 p.m. to guarantee next day delivery.


Please do not leave bread orders for next day delivery on our voicemail after 3:00 p.m. Monday through Friday. After 3pm the voicemail is not checked until the following morning.


Recurring orders can be arranged by calling our office and speaking to one of our customer service representatives.


We require a $30.00 minimum per delivery, at least 3 times per week.
Statements are printed biweekly on Monday and delivered to you with your next delivery, you may request alternate ways of receiving your statement (fax or mail) by speaking with our accounts receivable department.


A finance charge of 1 ½ % per month (18% annum) will be assessed on all invoices remaining unpaid. In the event this account is placed with an attorney or collection agency for suit or collection, all professional fees and charges shall be added to the unpaid balance.


A $75.00 return check fee will automatically be charged for all checks returned for insufficient funds. Cardinal Bakery reserves the right to terminate service to an account for repeated NSF checks.

We also accept VISA / MASTERCARD for payment, please contact our office to process credit card payments.

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